Federal Consumer Credit Protection Statutes
A Compendium for the Financial Services Litigator and In-House Counsel - Print
Beginning around 2008, the United States witnessed the rejuvenation of consumer credit litigation in response to rising foreclosure actions, with the targets being large banks and financial institutions. The crux of the litigation—that is, the defenses and affirmative counterclaims that are being asserted by consumers—include violations under RESPA, TILA, ECOA, FDCPA, and privacy laws. Given the increase in regulatory enforcement actions, the creation of the Consumer Financial Protection Bureau, and the enhanced scrutiny on the financial services industry, these federal regulations now have more force, effect, and potential exposure than before. DRI’s Federal Consumer Credit Protection Statutes compendium is an accumulation and analysis of the federal statutes that may be raised in consumer credit litigation and is intended to be a comprehensive source of information for in-house and outside counsel who practice in the financial services area.
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